Financing your Backyard Pod

We’re here to help you bring your dream backyard to life. Through our partnerships with Acorn Finance and Frost Bank, we offer flexible financing options-including construction loans, HELOCs, home equity loans, and no-collateral plans-to fit your budget and needs.

Finance Your
Backyard Pod
From $334/mo.*

Check personalized loan offers from multiple vetted lenders in minutes — with no impact to your credit score.

*$40,000 loan at 8% APR over 20 years. Rates vary by creditworthiness. Financing via Acorn Finance.
$0–100K
Loan amounts available
2–20 yr
Flexible repayment terms
1–3 days
Typical time to funding
0
Prepayment penalties
Our Financing Partner
What Is Acorn Finance?

Acorn Finance is a trusted lending marketplace that connects homeowners with a curated network of vetted lenders — all in one place. Instead of applying to multiple banks separately, Acorn lets you check personalized loan offers from competing lenders in minutes with a single soft credit pull.

The Acorn financing link is built directly into your Backyard Pod estimate and invoice — applying is one click away when you're ready.

Our commitment to you All lenders within Acorn's network are vetted to ensure no predatory lending practices. Once you complete the initial review, you will not receive unsolicited phone calls or be pressured by anyone to accept a loan offer.
Acorn Finance
Connecting homeowners with
multiple vetted lenders since 2019
Apply with Acorn →
The Process
How It Works
1

Apply in Minutes

Provide basic contact and personal information through Acorn's secure application. This uses only a soft credit pull — your score is not affected.

2

Compare Options

Acorn presents offers from multiple vetted lenders based on your financial profile. Review rates, terms, and monthly payments side by side.

3

Choose Your Offer

Select the offer that best meets your goals. A hard credit inquiry is then pulled and your loan moves into formal approval.

4

Get Funded

Once approved, your lender funds your project — typically within 1–3 business days. Use funds to pay Backyard Pod draw invoices as your project progresses.

What to Expect
How Financing Works with Backyard Pod
  • Loans from $0 – $100,000. Borrow as much or as little as your project requires.
  • Flexible down payment. The more you put down, the lower your financed balance and monthly payment.
  • You work directly with your lender. Once matched through Acorn, your loan relationship is between you and the lender.
  • Pay invoices as they arrive. Backyard Pod issues draw invoices at project milestones — use your loan funds to pay these as they come due.
  • One-click access on your estimate. The Acorn link appears directly on your Backyard Pod estimate and invoice, integrated within our project management software.
  • No prepayment penalties. Pay off your loan early at any time with zero fees.
Additional Options
Other Financing Pathways

Acorn Finance is our preferred and most convenient pathway, but we work with additional partners for clients who need a different approach.

🏦

Frost Bank

Texas Partner

A well-established Texas-based lender offering home equity loans and construction loans. We have a trusted direct contact at Frost — ideal for clients who want to leverage home equity through a reliable local institution.

Connect with our Frost contact →
🏠

Home Equity & HELOC

Bank-Based

If you have equity in your home, a Home Equity Loan or HELOC may offer lower rates. A home equity loan provides a lump sum at a fixed rate; a HELOC gives a revolving credit line to draw from as your project progresses.

Talk to our team for guidance →
Run the Numbers
Estimate Your Monthly Payment
estimated monthly payment
This calculator is for informational purposes only. Actual rates, terms, and monthly payments will vary based on your credit profile and lender.

Ready to Get Started?

No commitment required. No impact to your credit score. See what you qualify for in minutes.

Acorn Finance Financing provided in partnership with Acorn Finance

CONTACT US

CONTACT US